Kiva Micro Lending: Lending With Resource Fullness

Kiva - loans that change lives

Kiva - loans that change livesKiva is the world’s first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs around the globe. Their

mission is to connect people through lending for the sake of alleviating poverty. How does it work? I’m glad you asked… Well you see average people like you and I can form a lending team to sponsor entrepreneurs from impoverished countries around the world. We loan them the money which they in turn will pay back (a loan, not a hand out); then, we can turn around and lend to someone else. It doesn’t have to be a big sum per person. As little as $25 goes a long way.

How Kiva Works

1) Lenders like you browse profiles of entrepreneurs in need, and choose someone to lend to. When they lend, using PayPal or their credit cards, Kiva

collects the funds and then passes them along to one of our microfinance partners worldwide.

2) Kiva’s microfinance partners distribute the loan funds to the selected entrepreneur. Often, our partners also provide training and other assistance to maximize the entrepreneur’s chances of success.

3) Over time, the entrepreneur repays their loan. Repayment and other updates are posted on Kiva and emailed to lenders who wish to receive them.

4) When lenders get their money back, they can re-lend to someone else in need, donate their funds to Kiva (to cover operational expenses), or withdraw their funds.

Another question you may ask is, “Why don’t they just go to the bank?”

Well you see, often times these people do not have the means to walk into a bank like you and I, and apply for a loan. And that is why Kiva is such a really good thing because not only do they act as a vehicle in providing help to the people who need it, their third party providers also provide training to help these entrepreneurs to grow their business and succeed.

I implore you to join me in the quest of making this world a better place, by helping those who are not able to get a loan in order to grow their business and help their community.

Join our Lending Team: Lending with Resource-Fullness

How do Lending Teams work?

Members of Kiva Lending Teams continue lending as individuals, but they have the option to count each loan they make towards the overall impact of one of their teams.

Are you interested? Sign up here

Go to the Kiva page for more information.


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